McAfee+ Ultimate delivers comprehensive security and identity protection through a suite of integrated services. This offering includes antivirus software, an unlimited VPN, a password manager, and AI-powered Scam Detector, alongside three-bureau credit monitoring with TransUnion credit lock.
Features and Capabilities
The plan provides up to $2 million in identity restoration insurance and an additional $25,000 for incidents involving ransomware. Users benefit from a centralized Dashboard that reports alerts, breach findings, account cleanup, and device security coverage.
- Malware detection: 99.96% efficiency (March 2025)
- Scan speed: Approximately 35 minutes for 926K files
- Scam Detector: Local machine learning enhances scam detection
- VPN: Supports split tunneling, a kill switch, and over thousands of servers in 48 countries
Pricing and Limitations
Despite offering numerous services, McAfee+ Ultimate does not have a monthly payment option and lacks a formal credit simulation tool. Some alert types are missing, including title-change notifications, sex-offender proximity alerts, and cyberbullying monitoring. Positioned at a mid-to-high price point annually, it offers first-year discounts to new subscribers. The Advanced version provides lower coverage with single-bureau monitoring.
Overall, McAfee+ Ultimate presents a compelling choice for those seeking a comprehensive and integrated security solution, despite requiring an annual commitment and missing some specialized features.
