You Need a Budget

You Need a Budget

You Need a Budget download for free to PC or mobile


You Need a Budget (YNAB) is a powerful personal finance management application designed to help you take control of your money and keep your finances up to date. From the moment you start using YNAB, a comprehensive tutorial guides you through its features, ensuring you can fully leverage its benefits. With YNAB, you can store your financial data securely on the cloud via Dropbox, allowing access from any device, be it a computer or mobile phone. The app supports monitoring multiple accounts, scheduling automatic transactions, handling various currencies, and adding detailed notes. An advanced search tool helps you find specific information quickly. Over time, YNAB generates insightful reports that can be viewed within the app or exported for further analysis. YNAB's user-friendly interface and helpful tutorial make financial management straightforward and less daunting. Whether you're a budgeting novice or a seasoned pro, YNAB offers valuable tools to streamline your financial planning and achieve your financial goals.


  • Apps & Games
  • You Need a Budget download for free to PC or mobile
08 Jun 2024
Title You Need a Budget
Size 16.9 MB
Price free of charge
Category Applications
Developer N/A
System Windows
16.9 MB
4

928 reviews
2290

downloads
The content of games with a PEGI 3 rating is considered suitable for all age groups. The game should not contain any sounds or pictures that are likely to frighten young children. A very mild form of violence (in a comical context or a childlike setting) is acceptable. No bad language should be heard.

Equivalent to E (low end) and EC (which is no longer used). 435 titles were rated PEGI 3 in 2020.
PEGI Rating

You Need a Budget installation

download

Click on the Download button to start downloading You Need a Budget for Windows from Maombi.com

open

Open the .exe installation file in the Downloads folder and double click it

props

Follow the instructions in the pop-up window to install You Need a Budget on Windows Desktop

run

Now you can open and run You Need a Budget on your PC

You Need a Budget Features

You Need a Budget is a game-changing budgeting app that helps you take control of your finances. With its user-friendly interface and powerful tools, you can easily track your spending, set financial goals, and make informed decisions about your money. Say goodbye to financial stress and hello to financial freedom with You Need a Budget!

Budget Tracking

Track your income and expenses to create a realistic budget and achieve your financial goals.

Expense Categories

Organize your expenses into categories to easily see where your money is going each month.

Goal Setting

Set specific financial goals and track your progress towards achieving them with visual indicators.

Debt Payoff

Create a plan to pay off your debts faster by allocating extra funds towards them each month.

Savings Goals

Set savings goals for big purchases or emergencies and track your progress over time.

Sync Across Devices

Access your budget and financial data from any device with automatic sync across platforms.

You Need a Budget overview

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    Manage your finances effortlessly with this application. Track spending by category with a clear pie chart, showing total spending of $24,065.00. Categories include Housing ($15,005.00), Debt ($3,000.00), Utilities ($2,380.00), Food ($1,925.00), Transportation ($1,655.00), and Uncategorized Transactions ($100.00). Easily export or print reports, and navigate through Budget, Reports, and Accounts sections for comprehensive financial management.

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    02

    Effortlessly manage your finances with our application. Seamlessly import transactions from your checking account, ensuring every detail is captured. The intuitive interface displays transaction dates, payees, memos, and amounts, providing a clear overview. Customize your import preferences with options to include memos or swap payees. Stay on top of your budget with real-time updates and a user-friendly design. Simplify your financial tracking and gain control over your expenses with our efficient application.

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    03

    Track your financial health effortlessly with this intuitive application. Monitor your net worth, debts, and assets with clear visualizations. The app provides detailed monthly breakdowns, allowing you to stay on top of your finances. Easily export or print reports for comprehensive analysis. Manage various accounts, including checking, credit card, mortgage, and investments, all in one place. Stay informed and make smarter financial decisions with this user-friendly application.

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    04

    Manage your finances effortlessly with this application. Track your budget across various categories such as housing, utilities, food, debt, and transportation. Monitor your checking and credit card accounts, and keep an eye on off-budget accounts like mortgage and investment. With detailed reports and clear visualizations, stay on top of your financial goals and make informed decisions.

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    05

    Manage your finances effortlessly with this application. Track all your accounts, including budget and off-budget accounts, in one place. Easily categorize transactions like rent, utilities, and income. The application allows you to add new transactions, make transfers, and reconcile accounts. Stay on top of your budget with clear visuals of your cleared balance, uncleared transactions, and working balance. Simplify your financial management with intuitive features and organized account summaries.

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    06

    Manage your finances effortlessly with our application. Track your budget, expenses, and balances across multiple categories like Housing, Utilities, Food, Debt, Transportation, Gifts, and Fun Money. Easily monitor your Checking, Credit Card, Mortgage, and Investment accounts. Stay on top of your financial goals with detailed monthly reports and clear visualizations. Simplify budgeting and achieve financial peace of mind.

Updates and reviews about You Need a Budget

05 Oct 2025

How Finance Apps Improve Financial Organization

Exploring how finance apps like YNAB and Interactive Brokers assist in budgeting, investing, and staying informed to achieve financial goals.

Read more
You Need a Budget

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You Need a Budget reviews

Update: 16 Sep 2025

Ethan Miller

YNAB has its perks for budgeting. The reporting works nice for showing my expenses. But I find the subscription fee a bit much for what you get sometimes. Still, I’m managing better overall!


Sophie Thompson

I’m obsessed with YNAB! The way it tracks my spending is incredible—totally hands-on and helps me stay accountable. My financial anxiety is a thing of the past. If you’re hesitating, just download it already!


Liam Young

YNAB has become a nice tool for me. I enjoy how user-friendly it is, especially the syncing with my bank. But after a while, I found myself craving more customization options. It still does the job though!


Grace Davis

Pretty happy with YNAB so far. The insights into my spending patterns are great, and the mobile app is super handy. Just wish there was a way to personalize the categories even more. But I’ll keep using it!


Hannah Clark

Okay, I was skeptical at first, but YNAB has me feeling like a budgeting pro! The app is so intuitive, and the progress tracking is addictive. If you want to dive into budgeting, this is your ticket!


Zoe Wilson

Honestly, I’m kinda torn about YNAB. It does help me keep track of my money, and I appreciate the learning resources. But sometimes, it feels like more work than it should be. It’s okay, I guess!


Jake Anderson

Honestly, YNAB has totally changed my life! I used to live paycheck to paycheck, but now I'm thriving! The budgeting isn't just a chore, it’s like a game! Can’t believe I didn’t find this sooner! Shoutout to my savings!


Natalie Scott

Using YNAB has its ups and downs. I like the budgeting concepts, and the community is supportive. But the app sometimes feels glitchy, and I wish there were more straightforward guides. I’m not fully sold yet!


Chloe Roberts

YNAB is a game changer! I never thought I could actually save cash, let alone build an emergency fund! This app has made budgeting feel like a superpower. Seriously, give it a shot! You won’t regret it!


Madison Clark

Good points to YNAB for helping me cut down on my impulsive buys. Still, I sometimes feel lost in all the features. It’s a bit overwhelming. Trying to give it a fair shot, but I’m not convinced yet!


Jordan Lewis

Life before YNAB was dark and dull. Now, it's like I have a financial radar! I love the learning resources too—they help so much! Plus, the community support is top-notch. I feel empowered!


Mason Reed

I’ve been using YNAB for a while now, and it’s pretty good. Like, the goal tracking is nice, and I like the reports feature. But sometimes it feels overwhelming. Still, I’m sticking with it!


Jack Allen

I think YNAB is decent but not perfect. I enjoy the goal settings and the visuals but find the initial setup a bit complicated. If you have serious budgeting needs, it might just work though!


Ryan Miller

YNAB is seriously the best thing that’s ever happened to my finances. I never knew saving could be this satisfying! Seeing my goals tick off feels sooooo good! Everyone needs to get on this budgeting train!


Noah Johnson

I find YNAB to be a good app overall. The interface is clean and easy to use, and I love the accountability aspect it brings. Some features take a while to get used to, but it’s worth it!


Olivia Wilson

I can't rave enough about YNAB! Tracking my spending has become second nature. And budgeting categories? Genius! It’s like having a roadmap for all my money decisions. Love this app!


Lucas Harris

OMG where has YNAB been all my life?! It’s like having a personal finance coach in your pocket. You can’t win at budgeting without it! I actually look forward to updating my budget now!


Emily Carter

Wow, I can’t believe how much better I feel knowing where my money goes! YNAB makes budgeting so fun and easy. I love the goal-setting feature—it's super motivating! This app is a must-try for anyone struggling with finances!


Ella Martinez

I’ve been on YNAB for a few months, and I’m satisfied. I like how it helps me plan for upcoming expenses. However, I feel like it requires constant attention, which can be a bit tiring!


Lucas Green

I have mixed feelings about YNAB. It’s good for basic tracking, and I like the dashboard. However, there are days when it doesn’t feel user-friendly. Working through it, but it can be frustrating!


Ava Baker

Overall, I really like YNAB! It helps me keep things organized and I appreciate the customer support. However, I wish there were more tutorials for certain features. Still a solid app for budgeting!