Four Expands Flexible Payment Options for U.S. Shoppers

21 Nov 2025

Four has introduced its buy now, pay later service to enhance online shopping flexibility for U.S. customers. The service allows users to split purchases into four payments, paid biweekly, bringing ease to budgeting.

Features and Benefits

The service by Four enables online shoppers to pay at hundreds of partner retailers using a simple installment plan. Consumers can manage their orders seamlessly using a dedicated app, improving their checkout experience. This flexible solution supports timely payments, helping customers avoid overspending.

  • Four-part payment plan, paid biweekly.
  • Accessible through a dedicated app.
  • Quick sign-up process for eligible users aged 18+.
  • Availability across most U.S. regions, excluding NM.

Availability and User Requirements

The service targets U.S. residents aged 18 or older, subject to specific eligibility requirements. By selecting Four at checkout, users can manage their shopping budget effectively. However, Four is not available in New Mexico. The option to upgrade to Four+ offers exclusive store access and special offers, encouraging more immersive shopping experiences.

How to Use Four

To access Four's payment solutions, users need to download the Four app, register, and select Four at checkout to split their purchase payments. According to the company, this option aims to streamline the checkout process and offer better spending tracking and payment reminders.

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